Why a Special Needs Trust Can Be a Game-Changer for Your Loved One

If you have a child or family member with a disability, planning for their future care and financial security is likely one of your biggest concerns. A Special Needs Trust (SNT) allows you to set aside money or assets for their benefit without jeopardizing their eligibility for essential government benefits like SSI or Medicaid. Unlike a direct inheritance, which can disqualify them from these programs, a properly structured SNT ensures they can receive support in addition to public benefits—not instead of. Whether you're thinking ahead for a minor child or an adult loved one, this type of trust can provide peace of mind that your care doesn’t end with you. It’s one of the most compassionate tools in estate planning—and one of the most important for families facing lifelong needs.